Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
 
Current Category: $0 annual fee credit cards for bad credit
WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 8.00% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cashback Rewards Plus American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
Earn 2% cash back on up to $3,000 in supermarket purchases per year.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Military Affiliate Cards

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points for every dollar on gas and grocery purchases all the time.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rate Advantage Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Enjoy our lowest rate card.
Pay no annual, penalty APR or foreign transaction fees.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards® American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 2.25% cash back on gas and grocery purchases.
Earn up to 1.25% cash back on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards® Visa Signature® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 1.25% cash back on your everyday purchases.
There´s no limit on the amount you can earn.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 10.00% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points per dollar spent on gas and groceries with no caps.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn one point for every dollar spent on your everyday purchases.
Get 2,500 bonus points with your first purchase.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

WebBank

Fingerhut Credit Account

No Annual Fee*.
No Over Limit Fee*.
Instant Response (Delays may occur depending on application data provided).
Apply
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Cards® American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

The Platinum Cashback Credit Card

Earn 5% cashback up to £125 in your first three months (on the first £2,500 of purchases).21
After your first three months, get a rich 1.25% cashback on virtually every full pound you spend on your Card.21
Double cashback (2.5%) every year, for one month, so long as you spend over £10,000 in the previous twelve months of your Cardmembership.21
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

100% Guaranteed Approval.
$0 Activation Fee.
Build Credit History.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Credit Card

3,000 bonus Avios when you spend £500 in your first three months of Cardmembership.21
Earn 1 Avios for every full £1 you spend.21
Spend £20,000 or more each year to earn a complimentary companion voucher.21
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Premium Plus Card

25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership.21
1.5 Avios for every full £1 you spend.21
3 Avios points for every full ?1 you spend with British Airways or BA Holidays.21
Apply
Back to top
Site FAQ
Frequently Asked Questions
Secured vs. Unsecured Cards
As a new college student you might be too busy finding your way around campus to worry about credit card management. But the sooner you learn the ins and outs of credit cards, the better. By the time you find your way to the campus post office and check your mail box, there will be plenty of approved credit card offers waiting just for you.

Using You Credit Card Card Abroad
taking your credit cards with you on your next overseas trip can make traveling easier. You dont have to carry as much cash or get foreign currency you may not use, and you have a record of all your purchases. Most major credit cards are accepted worldwide, and in many countries credit cards are widely accepted. If your credit cards are lost or stolen and used by a thief, you generally cannot be held responsible for more than $50 in fraudulent charges. That makes carrying credit cards safer than carrying a lot of cash. Some credit card companies will replace your cards (sometimes overnight) if they are lost or stolen while youre traveling another plus.

How will you know if someone has stolen your identity?
should you throw them all away immediately? Not necessarily. Should you gleefully accept all those great offers and the individual perks and free gifts that come along with the cards? No. Instead, you should carefully consider each card and what it offers you long term. This way the card (or cards) you do sign on with will work for you, rather than become a burden to you financially.

Be wary of credit card application
A credit card works differently. With a credit card, someone has given you a fixed line of credit. Say, $1000. Anytime you use your credit card, the amount is deducted from your credit line. Then each month you will get a bill. You can either pay all that you owe or only pay a required minimum of the balance due. What you don?t pay will stay on your account and collect interest each month until it is paid off. This might sound like a great thing: buy now, pay later. However, the interest can quickly multiply and cost you much more than you ever spent to start with.

Precautions for Overseas Trip
Before you go overseas, make a list of your credit cards and the international phone numbers to call in case they are lost or stolen. U.S. toll-free numbers cannot be reached directly from overseas, so make sure you have a number that can be reached from abroad. At the end of this brochure is a place for you to write down the phone numbers of your credit card issuers. Leave one copy of the list you make with a trusted friend or relative and keep the other copy with you, in a safe place separate from your cards. That way youll be able to quickly contact your credit card companies for replacement cards if you lose yours. If your cards have credit limits, check how much credit you have available and pay down balances or request higher credit limits if you need more.

What is "Grace Period"?
A free period -- also called a "grace period" -- allows you to avoid the finance charge by paying your current balance in full before the "due date" shown on your statement. Knowing whether a credit card plan gives you a free period is especially important if you plan to pay your account in full each month. If there is no free period, the card issuer will impose a finance charge from the date you use your credit card or from the date each credit card transaction is posted to your account. If your credit card plan allows a free period, the card issuer must mail your bill at least 14 days before your payment is due. This is to ensure that you have enough time to make your payment by the due date.

Annual Percentage Rate
All cards have an Annual Percentage Rate (APR) and many have an Annual Fee. The APR is what makes creditors money off your charges. For each penny you charge, interest accrues monthly until you pay that penny off. Cards can have APRs as low as 0% (although 0% is only offered during a short introductory period) and as high as 29%. It is up to you to know what the APR on your card is and whether or not it is a fixed rate, or if it can be changed at any time. You might only charge $20, but you will also owe your creditor the interest that accrues on that $20. However, if you pay off your complete balance by the due date, no interest will accrue.

May I obtain a U.S. issued credit card if I have an excellent credit history in another country?
Yes, you might be able to use your past excellent credit history to obtain a U.S. issued credit card. However, it will take some time and effort on your part. Many people come to the U.S. with a positive credit history. Normally, this credit history is not transferred to the U.S. As a result, when you apply for a credit card the creditor will not see your excellent credit history. They will then deny you credit based on the fact you supposedly have no credit history established. Getting a social security number is the first step you should take. You must have a social security number to get a U.S. issued credit card. Next, contact Experian, Equifax and TransUnion (the three major credit reporting bureaus) to see if they will transfer your excellent credit history from your home country. This usually does not happen, but in some cases it can. For example, TransUnion does transfer Canadian credit histories to the U.S. If you can get your credit history transferred, this will make it much easier for you to get a U.S. issued card. If you find that you cannot get your credit history transferred, you will have to start from scratch and build a new credit history in the U.S. You can look into applying for secured credit cards, bank-issued credit cards and other credit cards that can get you started. These cards may charge fees or high-interest rates, so be sure you understand all the terms before applying. Whenever possible, try to apply by phone. This way you can explain your situation in person and possibly get approved or denied on the phone. If denied, you can apply in writing and state in your letter application that you have an excellent credit history in another country. If possible, include a copy of your credit report with the application. The creditor may then be able to approve you after some investigation. If there has been no response in 30 days, contact the creditor to check on your application.

I would like to re-build my credit. I filed for bankruptcy three years ago. How do I find a lender that will give me reasonable annual fee and interest rate?
Its true: after filing for bankruptcy, credit can be difficult to obtain. And what makes things worse is that your credit score will drop even lower each time a company disapproves your application. That means its doubly important that you apply for a card that youre likely to get rather than risk a turn-down. Youre definitely "at risk" at this time?a target for unscrupulous lenders with big promises and shady deals. Many lenders will try to entice you with "super-low interest rates for those who filed for bankruptcy." It all sounds good until they come up with some questionable reason why you dont qualify and then try to convince you to sign up for a card with high rates and fees. Beware! Other companies may offer low teaser rates, but then hike the interest after a short period of time. And if you miss a payment -- look out! Some impose outrageous fees for late payments, sticking you with a $25 fine when youre late on a $5 payment. Heres a secret credit card companies dont want you to know: Late fees represent as much as one-third of the income of some credit-card issuers.

I'm a foreigner and need a credit card to establish credit. I have a Social Security number, but I?m not a U.S. resident. Are there any cards that I may apply for and get approved?
There are many cards you can apply for, as long as you have a social security number. However, you may find it difficult to get approved because you do not have a credit history in the U.S. To start building a credit history in the U.S., you need to obtain credit from a credit card company or bank that reports to all three of the major credit bureaus (Experian, Equifax and TransUnion). You might have to consider credit cards with higher interest rates, security deposits, lower credit balances or application fees. Read all the terms and conditions thoroughly to protect yourself from a card that will cause you more harm than good. If you have a checking or savings account, apply for your bank?s credit card. They may approve you since you have a financial history with them. Also, they may add a stipulation that late or missed payments will be withdrawn automatically from your checking or savings account. Remember: always avoid any credit card offers that charge high fees. There are plenty of options out there to help you establish credit. You do not have to go into high debt to do so. Once you establish a positive credit history, you can then get approved for credit cards that cost you less and offer you more.

Categories:
 
$100 deposit on secured credit card

$1000 credit card load

. credit cards fair credit

0 percent int credit card

0 porcent credit card transfer

0% apr on balance transfers until paid off

0% balance transfer 5% apr credit card

0% balance transfer for life on loan

0% cards with no balance transfer fee

0% percent transfer

15 000 bonus points starwood american express

2.99% for life credit cards

3.9% for lifetime of balance transfer

60 second decision visa

600 credit rating score

80 avoid bankruptcy debt keywordblogger net rss

a credit card that has available credit at $1700

aa credit card 20000 bonus miles

aer lingus and amex

airline credit card feedback

airline miles bonus credit card

alaska bad credit car loan

alaskan airline visa card

amazon prestige card service

amazon visa balance transfer limit

america credit card

american based credit cards for uk residents

american eagle charge cards

american express credit score requirement 700

american express gold card reward partners

american quarter horse association american express

american romance books eharlequines

amex just pay minimum simplycash

aol credit card rewards

aplly for a walmart creidt card

aply for mastercard

application for credit cards in the us

application for sears credit card

applications for credit cards bad credit

apply card for shopping online only

apply for a credit card valero gas station

apply for a credit card with no credit check

apply for credit card only

apply for hsbc card

apply for khols charge on line

apply for no credit credit cards online

apply instanly credit

apply online for a department store credit card

apply online for joint credit card account

applying for bank of america credit card with 0 apr

applyonlin.citicards.com

approved use credit card immediately

apr rate with credit of 550

are balance transfers ok to do

aspenmastercard .com

att capitalone debit card

authorized user on credit card

avance credit card

average person spends on credit card

bac credit card avances

bad credit airline cards

bad credit cards online

bad credit cards rating

bad credit credit card no checking account everone approved

bad credit credit cards with no processing fee

bad or good credit card approve

bad side of credit cards

balance transfer credit cards with limited credit

banco poplar credit card

bank card low rate

bank of america nfl card rewards

bank of america secured credit card deal

bank of india visa credit card

bankruptcy debt american express

banque credit visa

barnes and noble mastercard login

based credit education loan non

bellsouth credit card payment

bellsouth rewards program

best balance transfer credit card deals no transfer fee

best balance transfers 2009

best bank deals rewards

best canadian bad credit card

best cash rebate credit card 2007

best credit card for free gas.

best credit card rewards frequent flyer

best credit card statement

best introductory offers for chase visa

best major credit card offers

best reward credit cards restaurants

blue american express warranty

blue from american express bankruptcy

blue skys america express

bluesky from american express credit limit

bonus to open credit cards

bonuses for blue cash from american express

bp amoco credir card payments

bp amoco mastercard

business credit cards new credit build credit

Copyright ® 2004 - 2017 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy