Blue Cash(SM) from American Express®
 
Current Category: 4 % apr credit card
Blue from American Express®   Citi® Diamond Preferred® Rewards MasterCard®   Citi CashReturnsSM Card
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Discover® Card

More® Card

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus®.*
Apply | Details
Apply Credit Card Online!

American Express

True Earnings® Card from Costco and American Express

0% Intro APR on Purchases for 3 months.
No Annual Fee.
Earn 3% Cash Back for gasoline.
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - Monogram

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus®.*
Apply | Details
Apply Credit Card Online!

American Express

Blue from American Express®

0% APR on Purchases for up to 12 months.
No Annual Fee.
2.99% Fixed APR on BT for first 12 months.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Open Road® Card

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month.
Apply | Details
Apply Credit Card Online!

American Express

Blue Cash® from American Express

0% Intro APR for up to 12 months on Purchases.
No Annual Fee.
Earn up to 5% Cash Back on everyday Purchases - even gas!
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - Clear

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus®.*
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - American Flag

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus®.*
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Motiva Card

3.99% Intro APR.
No Annual Fee.
5% to 20% Cashback Bonus.
Apply | Details
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

CARDS FOR BUSINESS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

American Express

Preferred Rewards Gold Card

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
Gold Card Events.
No Pre-set Spending Limit.
Apply | Details
Apply Credit Card Online!

Discover® Card

Miles by Discover® Card

0% Intro APR on Purchases and Balance Transfers for 6 months.
No Annual Fee.
Book any travel, anytime with no blackout dates or restrictions.
Apply | Details
Apply Credit Card Online!

Advanta Bank

Advanta Business World MasterCard®

16.99% Fixed APR.
No Annual Fee.
Get 50% Bonus Points Free every year.
Apply | Details
Apply Credit Card Online!

American Express

Platinum Card®

Earn 25,000 Membership Rewards® Bonus Points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world.
By Invitation Only® Events - access to exclusive, once-in-a-lifetime events.
Apply | Details
Apply Credit Card Online!

American Express

Gold Delta SkyMiles® Credit Card

9.99% APR on Balance Transfer for the first 12 months.
First Year Fee-Free, $95 thereafter.
20,000 bonus miles after first purchase.
Apply | Details
Apply Credit Card Online!

Advanta Bank

Advanta Why Wait Business World MasterCard®

Up to 200,000 Rewards Points Up Front.
Ultimate Rewards - Earn Cash, Travel, Merchandise and more.
No Annual Fee.
Apply | Details
Apply Credit Card Online!

American Express

Starwood Preferred Guest® Card

2.9% Intro APR for 6 months.
Earn 10,000 Starpoints with your first purchase.
Earn 15,000 bonus Starpoints when you spend $15,000 in 6 months.
Apply | Details
Apply Credit Card Online!

American Express

Blue Sky from American Express

0% Intro APR for up to 12 months on Purchases.
No Annual Fee.
Earn 1 point for every dollar you spend.
Apply | Details
Apply Credit Card Online!

Advanta Bank

Advanta Net-90 Platinum BusinessCard

Unlimited Business Rewards Program with cash, travel, merchandise and more.
All with no annual fee.
Earn 1 point for every dollar in purchases with no cap.
Apply | Details
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
U.K. CREDIT CARDS

U.K. CREDIT CARDS

U.K. CREDIT CARDS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

Millennium Bank

Platinum MasterCard®

Guaranteed Issue.
No Credit Check.
Approved Regardless of credit history.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Student Card - Clear

0% Interest on Purchases for 6 months.
No Annual Fee.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
Apply | Details
Apply Credit Card Online!

American Express U.K.

Platinum Cashback Credit Card

Typical 18.9% APR variable.
No Annual Fee.
5% Cashback for the first 3 months up to £200.
Apply | Details
Apply Credit Card Online!

Millennium Bank

Gold MasterCard®

Approved regardless of credit history.
No Credit Check.
Get cash at over 740,000 ATMs.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Student Card

0% Interest on Purchases for 6 months.
No Annual Fee.
5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more.
Apply | Details
Apply Credit Card Online!

American Express U.K.

Red Card

Typical 16.9% APR variable.
No Annual Fee for life.
1% of spend contributed to the global fund.
Apply | Details
Apply Credit Card Online!

Millennium Bank

Black Diamond Visa®

Approved regardless of credit history.
No Credit Check.
Get cash at over 740,000 ATMs.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Student Tropical Beach Card

0% Interest on Purchases for 6 months.
No Annual Fee.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
Apply | Details
Apply Credit Card Online!

HFC Bank

GM MasterCard®

0% p.a. on all purchases and balance transfers, fixed for the first 5 months from account opening.
No Annual Fee.
Typical 14.9% APR variable.
Apply | Details
Back to top
Site FAQ
Frequently Asked Questions
Correcting Billing Errors
Federal law provides specific rules that the card issuer must follow for promptly correcting billing errors. The card issuer will give you a statement describing these rules when you open the credit card account and, after that, at least once a year. In fact, many card issuers print a summary of your rights on each bill they send you.

What can you afford using your credit card
However, there are times when it might be wiser to use a credit card. For example, any time you make a purchase online, you should try to use a credit card. Why? If there ever is a case of someone stealing your credit card number and charging on it, you will usually only have to pay up to $50 of the stolen amount. If someone steals your debit card number and uses it, you will rarely get any of that money back. Some banks do offer theft protection on debit cards as a courtesy, but they are not legally obligated to refund the money stolen. It is up to the customer to close their account in order to stop withdrawals. Check with your bank to find out what their liability policy is on debit card theft. If you do use a credit card, you can always pay off your balance immediately and avoid ever paying any interest.

What is Consumers Liability for Unauthorized charges?
If you have a problem with merchandise or services that you charged to a credit card, and you have made a good faith effort to work out the problem with the seller, you have the right to withhold from the card issuer payment for the merchandise or services. You can withhold payment up to the amount of credit outstanding for the purchase, plus any finance or related charges. If the card you used is a bank card, a travel and entertainment card, or another card not issued by the seller of the defective merchandise, you can withhold payment only if the purchase exceeded $50 and occurred in your home state or within 100 miles of your billing address. If these conditions do not apply to you, you may want to consider filing an action in small claims court -- an informal legal proceeding that can be used to settle disputes. While the maximum amounts that can be claimed or awarded differ from state to state, most small claims courts hear cases involving amounts ranging from $25 to $2,000. Some states have recently raised their limits to $5,000. Check Check your local telephone book under your municipal, county, or state government headings for small claims court listings. Shop around for credit card terms that are best for you. * Make sure you understand the terms of a credit card plan before you accept the card. Review the disclosures of terms and fees that must appear on credit-card offers you receive in the mail. * Pay bills promptly to keep finance charges as low as possible. * Keep copies of sales slips and promptly compare charges when your bills arrive. * Protect your credit cards and account numbers to prevent unauthorized use. Draw a line through blank spaces above the total when you sign receipts. Rip up or retain carbons. * Keep a list of your credit card numbers and the telephone numbers of each card issuer in a safe place in case your cards are lost or stolen.

Correcting Billing Errors
Federal law provides specific rules that the card issuer must follow for promptly correcting billing errors. The card issuer will give you a statement describing these rules when you open the credit card account and, after that, at least once a year. In fact, many card issuers print a summary of your rights on each bill they send you.

What is the difference between an additional card and co-signer card?
An additional card is a card you get on your personal credit account with another person?s name on it. This means that the person now has access to your credit account as if it is their own account and can charge as much as they want without your permission beforehand. In addition, this person is not held accountable by your creditor for making any payment on the account. This responsibility falls on you, the account holder. As a result, no matter how much this person charges on your card, you have to pay for it?even if the person promises to pay you back and doesn?t. A cosigner card is a credit card someone applies for and gets a cosigner to sign on. Essentially, it is the applicant?s credit account, but if they stop making payments, the cosigner is then responsible for the account. The history of the account goes on both person?s credit reports. The cosigner will have to make special arrangements with the creditor before cosigning to get monthly statements on the account or reports of late payments. Otherwise, the cosigner will not have access to the account information. If you do cosign on an account, remember that you assume equal liability.

Annual Fee
some credit cards also have annual fees, which can run as high as $75-$100. Fortunately, the majority of credit card offers for students have an annual fee of $0. Think of it as membership fee, which is tacked onto your balance once a year just for having the credit card. You are expected to pay this fee, and it will collect interest as part of your balance owed. However, if you pay your balance owed by the due date, you will not have to pay any interest

I wanted to get a credit card but I do not have any credit history. Are there other ways to build a credit history?
To someone seeking credit for the first time, it may seem like a vicious circle: You cant get credit without a credit history, and you cant establish a credit history without credit! Frustrating, isnt it? Interestingly, some institutions only look only at your salary, job and the other financial information that you put on the application to determine if you qualify for their card. However most will be interested in your track record -- How have you handled other debts -- and will ask to see your credit report. To get the story on you, institutions will turn to information provided by credit-reporting agencies or credit bureaus like Equifax that collect, store and quantify information about borrowers. The records show your credit history -- how much credit youve received and how faithfully youve repaid. Fortunately, even if youve never had a Mastercard, American Express, Visa, Discover, or other major credit card, you can still build a good credit history: ? Open a checking account or savings account or both. Although not part of your credit history, your accounts may be checked by potential lenders as evidence that you have money and know how to manage it. ? Cancelled checks can be used to show that you pay utilities or rent bills regularly, a sign of reliability. ? Apply for a department store credit card. Stores dont ask for credit histories as often as major credit card institutions, so you should be able to get a card based on your annual salary. Then, repaying your store bills on time becomes a major ""positive"" in your credit history. ? Look for a financial institution that will allow you to deposit funds to serve as collateral for a credit card. Some institutions issue a credit card with a credit limit equal to the amount on deposit. These cards are relatively easy to obtain and as with your department store card, paying these bills on time will enhance your credit history. ? If you dont have a credit history because you?re new in town, request a summary of any credit record kept by a credit bureau in your former town. Dont know whom to contact? Ask the bank or department store in your former town for the name of the agency it reports to. You may already have a great credit history and not realize it. If you do, its time to ""comparison shop"" the credit card companies and find out who has the best deal to offer you.

How can I find out what, if any, international surcharges credit card companies apply on top of the 1% exchange fee already charged by either MasterCard or Visa International charging or currency exchange in foreign countries?
Paying with a credit card is safer than carrying large sums of cash. If your credit card is stolen, you can stop charges on the account and get a new card. However, if your cash is stolen there is little you can do. Some credit cards offer valuable travel-related perks too. American Express offers its cardholders help finding an English-speaking doctor, an accident insurance policy and car rental insurance. Check with your credit card issuer about cardholder travel benefits they might have. When you use any credit card internationally you are charged a 1 percent fee by the credit card issuer (Visa or MasterCard). Most people are not aware of this fee. It is imposed at the currency exchange level as part of the transaction. You can find the current currency exchange rate at http://www.xe.com/ucc or by calling your bank. But in addition to this fee, some credit card companies have begun to charge an additional 2 to 5 percent fee for international credit card transactions. For example, American Express charges a 2 percent fee for international transactions with its card. Check with your credit card issuer to learn more about its fees before you make international charges.

May I obtain a U.S. issued credit card if I have an excellent credit history in another country?
Yes, you might be able to use your past excellent credit history to obtain a U.S. issued credit card. However, it will take some time and effort on your part. Many people come to the U.S. with a positive credit history. Normally, this credit history is not transferred to the U.S. As a result, when you apply for a credit card the creditor will not see your excellent credit history. They will then deny you credit based on the fact you supposedly have no credit history established. Getting a social security number is the first step you should take. You must have a social security number to get a U.S. issued credit card. Next, contact Experian, Equifax and TransUnion (the three major credit reporting bureaus) to see if they will transfer your excellent credit history from your home country. This usually does not happen, but in some cases it can. For example, TransUnion does transfer Canadian credit histories to the U.S. If you can get your credit history transferred, this will make it much easier for you to get a U.S. issued card. If you find that you cannot get your credit history transferred, you will have to start from scratch and build a new credit history in the U.S. You can look into applying for secured credit cards, bank-issued credit cards and other credit cards that can get you started. These cards may charge fees or high-interest rates, so be sure you understand all the terms before applying. Whenever possible, try to apply by phone. This way you can explain your situation in person and possibly get approved or denied on the phone. If denied, you can apply in writing and state in your letter application that you have an excellent credit history in another country. If possible, include a copy of your credit report with the application. The creditor may then be able to approve you after some investigation. If there has been no response in 30 days, contact the creditor to check on your application.

Take a good look at your Pre-Approved Credit Card Offers
Chances are you have received offers in the mail asking if you would like to open credit card accounts. Frequently, these offers say that you have been "pre-approved" for the card, with a line of credit already set aside for your use. Typically, these offers urge you to accept quickly, "before the offer expires." However, before accepting a credit card offer, understand the cards credit terms and compare costs of similar cards to get the features and terms you want.

Categories:
 
freedom fidelity credit card

all credit cards accepted

credit cards rebates

discover card 0% apr for life

gasoline and credit cards

instant approval credit card

visa card application

(credit application)

airlmiles credit card

bad credit but need mastercard

business cards and balance transfers

business credit card with low intrest rate

can i just stop paying a credit card bill

cheap credit card interest rates

citibank phillips 66 platinum

credit cards fast response

credit card apr comparison

credit card bad credt

credit card for asians

credit card payment for merchants

credit card with mighty ducks picture

credit cards 0% on balance transfer

credit cards for 640

credit cards for limited credit experience

credit cards with 30,000 credit limit

credit cards with car rental insurance included

denver bronco credit cards

discover card and cash back

find the lowest credit card rate fast

glens falls national credit card

instant credit aplication

instant credit card 60 seconds

lowest interest rate starter credit card

lowest rate credit card

no annual fee, cash back credit card

no bank account required credit cards

online instant approval credit cards

pre approved credit card list

raiders credit card

student credit card for dependent

the best visa credit cards for students

unsecured credit cards no credit

unsecured credit card

site:www.choosingcreditcard.com citibank philippines credit cards.com

triple aaa credit card

unsecured credit card for bad or no credit

usta platinum plus mastercard with worldpoints

verison visa online payments

walmart credit card cash rebate

warez card skimmers

webster platinum cretit card

www started credit

www.establish credit .com

www.hsbc.com/credit card

www.target card.com

pre-approved platinum visa card

quick online credit cards even with fair credit

wanna sign up for a cedit card

0 percent no transfer fee offers

0% apr visa credit card

air line reward credit cards

american express delta skymiles platinum credit card

apply direct merchant credit card

bank one amazon conversion fee

barclays student credit card

british airways visa customer service

buisness credit card flyer miles

can you get a credit card after you filed for bankruptcy

cedit card comparisons

challenges of the credit card industry

chase bank credit card instant response

chase bank visa credit card departmen

citi banamex usa platinum select mastercard

credi card balance transfers

credit builders credit card credit builders

credit card guarenteed approval

credit card reviewws

credit card search for best

credit card with 5% earnings

credit cards for no credit history no annual fee

credit cards get approved in 30 seconds

credit cards unsecured high risk

credit with low interest

cridet card machines

cwe1100 wireless card driver

discoveray credit card

discovercrediitcard accounts

dleta charge cards

earn free hhilton points

easy bill pay capitolone

established credit cards

find a credit card simple

foreigner and fico score

free credit reports instantly

g.e capital credit card

hallmark gold card

how do i create good credit history

how is h1b transfer different from h1b sponsor

how to apply for a company gasoline credit card

Copyright ® 2004 - 2009 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy