Blue Cash(SM) from American Express®
 
Current Category: 0% credit cadrs
Blue from American Express®   Citi® Diamond Preferred® Rewards MasterCard®   Chase Bank PerfectCardTM MasterCard®
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Discover® Card

More® Card

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus®.*
Apply | Details
Apply Credit Card Online!

Citibank

Citi® Diamond Preferred® Rewards MasterCard®

0% APR on BT for up to 12 months.
No Annual Fee.
Earn 5 Reward Points for every $1 you spend on purchases at supermarkets, drugstores, and gas stations for 12 months.
Apply | Details
Apply Credit Card Online!

Citibank

Citi CashReturnsSM Card

0% APR on Balance Transfers for up to 12 months.
No Annual Fee.
Earn up to 6% Cash Back on purchases.
Apply | Details
Apply Credit Card Online!

American Express

Blue from American Express®

0% APR on Purchases for up to 12 months.
No Annual Fee.
2.99% Fixed APR on BT for first 12 months.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Open Road® Card

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month.
Apply | Details
Apply Credit Card Online!

American Express

Blue Cash® from American Express

0% Intro APR for up to 12 months on Purchases.
No Annual Fee.
Earn up to 5% Cash Back on everyday Purchases - even gas!
Apply | Details
Apply Credit Card Online!

Chase Bank

Platinum Visa®

0% Intro APR for up to 12 months.
No Annual Fee.
Free Online Account Access.
Apply | Details
Apply Credit Card Online!

Chase Bank

PerfectCard™ MasterCard®

0% Intro APR for up to 6 months.
No Annual Fee.
6% Automatic Rebates on all eligible gas purchases at any gas station for the first 90 days.
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - Clear

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus®.*
Apply | Details
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

CARDS FOR BUSINESS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Chase Bank

Flexible Rewards Platinum Visa®

0% Intro APR for up to 12 months.
No Annual Fee.
Earn 1 point for every $1 you spend.
Apply | Details
Apply Credit Card Online!

Discover® Card

Miles by Discover®Card

0% Intro APR on Purchases and Balance Transfers for 6 months.
No Annual Fee.
Book any travel, anytime with no blackout dates or restrictions.
Apply | Details
Apply Credit Card Online!

Citibank

CitiBusiness Card® with ThankYou Network®

0% APR on purchases for 12 months.
No Annual Fee.
10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card.
Apply | Details
Apply Credit Card Online!

Chase Bank

Disney Rewards® Visa®

0% Intro APR for up to 12 months.
No Annual Fee.
No block-out dates.
Apply | Details
Apply Credit Card Online!

American Express

Gold Delta SkyMiles® Credit Card

9.99% APR on Balance Transfer for the first 12 months.
First Year Fee-Free, $95 thereafter.
20,000 bonus miles after first purchase.
Apply | Details
Apply Credit Card Online!

Advanta Bank

Advanta Platinum BusinessCard with Unlimited Rewards

0% APR on Balance Transfers for 15 months.
7.99% Fixed APR thereafter.
No Annual Fee.
Apply | Details
Apply Credit Card Online!

Citibank

Citi PremierPass MasterCard®

0% APR on Balance Transfer for up to 12 months.
No Annual Fee.
10,000 bonus points after $300 in purchases made within 3 months of account opening - enough for a $100 gift card.
Apply | Details
Apply Credit Card Online!

American Express

Blue Sky from American Express

0% Intro APR for up to 12 months on Purchases.
No Annual Fee.
Earn 1 point for every dollar you spend.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Business Card®

0% Intro APR on Purchases for 12 months.
No Annual Fee.
5% Cashback Bonus on office supplies, 2% on gas and up to 1% on all other purchases.
Apply | Details
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
U.K. CREDIT CARDS

U.K. CREDIT CARDS

U.K. CREDIT CARDS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

First PREMIER® Bank

Gold MasterCard®/Visa

Low APR on Purchases.
Instant Response!
Less Than Perfect Credit OK.
Apply | Details
Apply Credit Card Online!

Citibank

Citi® mtvU™ Platinum Select® Visa® Card for College Students

0% Intro APR for 6 Months.
No Annual Fee.
Earn 1 ThankYou Points® for every dollar you spend on all purchases.
Apply | Details
Apply Credit Card Online!

American Express U.K.

Platinum Cashback Credit Card

Typical 18.9% APR variable.
No Annual Fee.
5% Cashback for the first 3 months up to £200.
Apply | Details
Apply Credit Card Online!

First PREMIER® Bank

Centennial Gold MasterCard®/Visa

Less Than Perfect Credit OK.
Low APR on Purchases.
$50 Credit Limit Increase by Making your first 2 Minimum Payments on time!
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Student Card

0% Interest on Purchases for 6 months.
No Annual Fee.
5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more.
Apply | Details
Apply Credit Card Online!

American Express U.K.

Red Card

Typical 16.9% APR variable.
No Annual Fee for life.
1% of spend contributed to the global fund.
Apply | Details
Apply Credit Card Online!

First PREMIER® Bank

MasterCard®/Visa

Less Than Perfect Credit OK.
Low APR on Purchases.
Receive a Response in 60 Seconds.
Apply | Details
Apply Credit Card Online!

Chase Bank

Chase +1SM Credit Card

0% Intro APR on Purchases for 3 months.
No Annual Fee.
Get Karma Points to use in the +1 Store.
Apply | Details
Apply Credit Card Online!

HFC Bank

GM MasterCard®

0% p.a. on all purchases and balance transfers, fixed for the first 5 months from account opening.
No Annual Fee.
Typical 14.9% APR variable.
Apply | Details
Back to top
The following credit cards may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits.
Site FAQ
Frequently Asked Questions
How can I find out what, if any, international surcharges credit card companies apply on top of the 1% exchange fee already charged by either MasterCard or Visa International charging or currency exchange in foreign countries?
Paying with a credit card is safer than carrying large sums of cash. If your credit card is stolen, you can stop charges on the account and get a new card. However, if your cash is stolen there is little you can do. Some credit cards offer valuable travel-related perks too. American Express offers its cardholders help finding an English-speaking doctor, an accident insurance policy and car rental insurance. Check with your credit card issuer about cardholder travel benefits they might have. When you use any credit card internationally you are charged a 1 percent fee by the credit card issuer (Visa or MasterCard). Most people are not aware of this fee. It is imposed at the currency exchange level as part of the transaction. You can find the current currency exchange rate at http://www.xe.com/ucc or by calling your bank. But in addition to this fee, some credit card companies have begun to charge an additional 2 to 5 percent fee for international credit card transactions. For example, American Express charges a 2 percent fee for international transactions with its card. Check with your credit card issuer to learn more about its fees before you make international charges.

How important is the Balance Computation Method for Finance Charges?
If your plan has no free period, or if you expect to pay for purchases over time, it is important to know how the card issuer will calculate your finance charge. This charge will vary depending upon the method the card issuer uses to figure your balance. The method used can make a difference, sometimes a big difference, in how much finance charge you will pay -- even when the APR is identical to that charged by another card issuer and the pattern of purchases and payments is the same.

Correcting Billing Errors
Federal law provides specific rules that the card issuer must follow for promptly correcting billing errors. The card issuer will give you a statement describing these rules when you open the credit card account and, after that, at least once a year. In fact, many card issuers print a summary of your rights on each bill they send you.

I?'m trying to find a credit card where I can co-sign for a friend. She has a permanent job, but no credit history.
Any credit card that allows for a cosigner is a card your friend can consider applying for. When an application asks for a cosigner, it does not limit whether or not that cosigner is a friend. Both you and your friend need to remember that if you do cosign an account for her, both of you will then be responsible for keeping the account current. This means that if she stops paying, you will be expected to pay. However, if the account goes into default or accrues penalties for any reason, it will be recorded on both of your credit histories. Cosigning for your friend should be taken seriously and carefully thought through. You must be sure that you can afford to pay on the account if your friend does not. Since you will not have any control over how much she spends, you need to be prepared for the largest sum possible. In addition, any late fees or other penalties your friend accrues on the account will have to be paid by you once the creditor asks you to pay on the account. The cosigner rarely gets any kind of monthly statements, so you may not know there is a negative situation with the account until a creditor contacts you. You can sometimes get the lender to agree, in writing, to notify you if your friend begins to miss payments. This can notify you early if there is a problem. In each state, cosigners do have rights, so find out what your rights are as a cosigner before signing on the dotted line. You may be able to negotiate the terms of your liability on an account with the lender before cosigning. Explore this option ahead of time. Lastly, keep copies of all paperwork you sign in case these papers are needed in the future.

Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?two years for employment related requests.

What is Consumers Liability for Unauthorized charges?
"If you have a problem with merchandise or services that you charged to a credit card, and you have made a good faith effort to work out the problem with the seller, you have the right to withhold from the card issuer payment for the merchandise or services. You can withhold payment up to the amount of credit outstanding for the purchase, plus any finance or related charges. If the card you used is a bank card, a travel and entertainment card, or another card not issued by the seller of the defective merchandise, you can withhold payment only if the purchase exceeded $50 and occurred in your home state or within 100 miles of your billing address. If these conditions do not apply to you, you may want to consider filing an action in small claims court -- an informal legal proceeding that can be used to settle disputes. While the maximum amounts that can be claimed or awarded differ from state to state, most small claims courts hear cases involving amounts ranging from $25 to $2,000. Some states have recently raised their limits to $5,000. Check Check your local telephone book under your municipal, county, or state government headings for small claims court listings. " * Shop around for credit card terms that are best for you. * Make sure you understand the terms of a credit card plan before you accept the card. Review the disclosures of terms and fees that must appear on credit-card offers you receive in the mail. * Pay bills promptly to keep finance charges as low as possible. * Keep copies of sales slips and promptly compare charges when your bills arrive. * Protect your credit cards and account numbers to prevent unauthorized use. Draw a line through blank spaces above the total when you sign receipts. Rip up or retain carbons. * Keep a list of your credit card numbers and the telephone numbers of each card issuer in a safe place in case your cards are lost or stolen.

Credit Limit
Every credit card has a credit limit. It can be anywhere from a few hundred dollars to $250,000. There are even cards, such as the MBNA Quantum Card, that has a credit limit of $1 million. This limit is all you are allowed to spend. Once you charge the full limit on your card, your card can not be used until the balance is paid down some. The more you charge on your credit card, the higher your minimum monthly payment will be. Some cards do not prevent you from charging over your credit limit. If you do so, you will find your next monthly bill has over the limit fees added to your balance. You will then be required to pay the total amount over the limit and all the penalty fees in order to avoid even more over the limit fees the next billing cycle. (Change to: You will then be required to pay at least an amount you charged over credit limit and all the penalty fees, in order to avoid even more over the limit fees the next billing cycle) As you can see, your credit card bill could easily grow out of control if you get over the limit. The moral is, stay under your credit limit!

Why Does APR fluctuate?
some credit card plans allow the card issuer to change the annual percentage rate on your account when interest rates or other economic Indicators (called indexes) change. Because the rate change is linked to the performance of the index, which may rise or fall, these plans are commonly called "variable rate" plans. Rate changes raise or lower the amount of the finance charge you pay on your account. If the credit card you are considering has a variable rate feature, the card issuer must tell you that the rate may vary and how the rate is determined, including which index is used and what additional amount (the "margin") is added to the index to determine your new rate. You also must be told how much and how often your rate may change.

What is Consumers Liability for Unauthorized charges?
If you have a problem with merchandise or services that you charged to a credit card, and you have made a good faith effort to work out the problem with the seller, you have the right to withhold from the card issuer payment for the merchandise or services. You can withhold payment up to the amount of credit outstanding for the purchase, plus any finance or related charges. If the card you used is a bank card, a travel and entertainment card, or another card not issued by the seller of the defective merchandise, you can withhold payment only if the purchase exceeded $50 and occurred in your home state or within 100 miles of your billing address. If these conditions do not apply to you, you may want to consider filing an action in small claims court -- an informal legal proceeding that can be used to settle disputes. While the maximum amounts that can be claimed or awarded differ from state to state, most small claims courts hear cases involving amounts ranging from $25 to $2,000. Some states have recently raised their limits to $5,000. Check Check your local telephone book under your municipal, county, or state government headings for small claims court listings. Shop around for credit card terms that are best for you. * Make sure you understand the terms of a credit card plan before you accept the card. Review the disclosures of terms and fees that must appear on credit-card offers you receive in the mail. * Pay bills promptly to keep finance charges as low as possible. * Keep copies of sales slips and promptly compare charges when your bills arrive. * Protect your credit cards and account numbers to prevent unauthorized use. Draw a line through blank spaces above the total when you sign receipts. Rip up or retain carbons. * Keep a list of your credit card numbers and the telephone numbers of each card issuer in a safe place in case your cards are lost or stolen.

Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?two years for employment related requests.

Categories:
 
credit card no annal fee

prepaid travel card design offer visa

0% 12 month apr on purchases

0% introductory rates for credit cards

0%financing credit card offers

apply for credit cards - bad credit

best air line credit card

build credit credit cards

bussiness creditcards

ccmensearch

cereal credit cards

co-branded credit cards

credit card deals tranfer fee

credit card finance changes

credit cards and find

credit cards for new grad

credit cards that earnes you miles

credit cards with instance aproval

creditcards to apply for

diicovery credit card

direct merchants bank credit card

e-net credit cards

get a high limit credit card

lowest visa interest rates

mbna platinum plus card

personal loans/credit cards

platuimun credit card

primeone bank credit card

secured credit 120%

visa master card

visa and mastercard applications bad credit

skypass credit cards

spinx gas stations credit cards

start building credit today

visa credt cards

wfnnb credit department telephone

what is a balance score card

www. plains commerce bank credit card.com

secured credit card columbus ohio

visa credit cards college students

ways to rebuild bad credit

www.pree cash cards.com

www://ford motorcredit.com

abby bank uk

american exprees centurion

apital one credit card.ca

aply for macys credy card

apply for a credit card and get it the next day at your home for free

balances transfer

bank of america activate credit card

bank of montreal credit card applic

bankfirst action card

bankof america secured credit card

capital one select checks

capital one student card

carbon credit guide pdf

citibank criditcard

citicard balance transfer offers

city bank credit card malaysia

city upromise platinum select mastercard

conaco gas cards

credit account applications

credit card carnival cruise line points

credit card center

credit card with approval within minutes

credit cards carlson

credit cards online for bad credit

credit cards poorcredit

credit cards with local banks for people with bad credit

creditfirst visa

discover visa card

easiest business credit cards to obtain

first premiere bank secured mastercard

flount credit cards

free credit check no payment

free credit report without creidt cards

free platinum credit cards

free unsacured visa

frequent flyer milage transfer

get a credit card with a bad credit rating

gomez credit card rankings

goodyear card promotions

hack free credit card #

http://www.secured creditcards

jcpennymastercard.com

kohls stores for credit card

list of credit cards imediate answer

local credit reporting agencies los angeles

looking for easy to get credit cards

lowes.com credit.

mastercad bank name

my first premiercard

mycapitalone card. com

new credit profile

platinum discover card apply

preapproved credit card for bad credit

prepaid creddit cards

puerto rico city bank credit card

rate credit card company

Copyright ® 2004 - 2008 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy