Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
 
Current Category: $0 annual fee credit cards for bad credit
WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

WebBank

WebBank/Fingerhut Credit Account

No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
Instant Response (Delays may occur depending on application data provided).
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 9.25% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from our Partners

Unlimited 1.5x rewards on every purchase, every day.
For every $1 you spend, you earn 1.5x Miles.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Balance Transfers and Purchases for 21 months.
No Annual Fee. No Balance Transfer Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 11.25% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

No Foreign Transaction Fees.
Earn Great Bonus Points.
No Annual Fee.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

All Credit Types Welcome to Apply!
Easy Application Process.
Build Credit History.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

All Credit Types Welcome to Apply!
Easy Application Process.
Build Credit History. Reports to a Major Credit Bureau.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Great Point Rewards.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Back to top
Site FAQ
Frequently Asked Questions
Don?’t be Late, Pay the Minimum
Late fees, these days, may take a toll on your financial health. It would be especially unfortunate to pay a late fee if your total credit card bill is less than the amount of late fee. To avoid this situation, consider paying a minimum due on your bill if you do not have enough cash on hand to pay off the whole bill on time.

Why Does APR fluctuate?
some credit card plans allow the card issuer to change the annual percentage rate on your account when interest rates or other economic Indicators (called indexes) change. Because the rate change is linked to the performance of the index, which may rise or fall, these plans are commonly called "variable rate" plans. Rate changes raise or lower the amount of the finance charge you pay on your account. If the credit card you are considering has a variable rate feature, the card issuer must tell you that the rate may vary and how the rate is determined, including which index is used and what additional amount (the "margin") is added to the index to determine your new rate. You also must be told how much and how often your rate may change.

Debit or Credit?
Once you become a student, you?’ll hear this question almost every time you go to pay for something. If you don?’t know the difference between debit and credit, learn fast. A debit card (sometimes also called a check card) is basically cash, not credit. Any time you use a debit card money is withdrawn right out of your checking out. When you pay for an item, your checking account balance goes down. Be sure to keep track of what you spend. Even though you might have $100 in the account today, you might have written a check for $50 yesterday that hasn?’t posted yet. If you spend $60 with your debit card, your check will bounce when it makes it back to the bank. This can lead to all kinds of fees and penalties.

Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?—two years for employment related requests.

Shopping Around for the Right Card
When shopping for a credit card, you probably will want to look at other factors besides costs- such as whether the credit limit is high enough to meet your needs, how widely the card is accepted, and what services and features are available under the plan. You may be interested, for example, in "affinity cards" -- all-purpose credit cards that are sponsored by professional organizations, college alumni associations, and some members of the travel industry. Frequently, an affinity card issuer donates a portion of the annual fees or transaction charges to the sponsoring organization, or allows you to qualify for free travel or other bonuses.

Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?—two years for employment related requests.

When should credit card payments be credited?
A card issuer must credit your account on the day the issuer receives your payment, unless the payment is not made according to the creditors requirements or the delay in crediting to your account does not result in a charge. To avoid delays that could result in finance charges, follow the card issuers instructions about where to send payments. Payments sent to other locations could delay getting credit for your payment for up to five days. If you lose your payment envelope, look on the billing statement for the address for payments or call the card issuer.

What is the difference between an additional card and co-signer card?
An additional card is a card you get on your personal credit account with another person?’s name on it. This means that the person now has access to your credit account as if it is their own account and can charge as much as they want without your permission beforehand. In addition, this person is not held accountable by your creditor for making any payment on the account. This responsibility falls on you, the account holder. As a result, no matter how much this person charges on your card, you have to pay for it?—even if the person promises to pay you back and doesn?’t. A cosigner card is a credit card someone applies for and gets a cosigner to sign on. Essentially, it is the applicant?’s credit account, but if they stop making payments, the cosigner is then responsible for the account. The history of the account goes on both person?’s credit reports. The cosigner will have to make special arrangements with the creditor before cosigning to get monthly statements on the account or reports of late payments. Otherwise, the cosigner will not have access to the account information. If you do cosign on an account, remember that you assume equal liability.

Previous Balance
Previous Balance. As the name suggests, this balance is simply the amount that you owed at the end of the previous billing period. Payments, credits, or new purchases made during the current billing period are not taken into account. Some creditors also exclude unpaid finance charges in computing this balance. If you do not understand how the balance on your account is computed, ask the card issuer. (An explanation of how the balance was determined must appear on the billing statements the card issuer provides you and on applications and pre-approved solicitations the card issuer may send you.)

Cash Advance
the world of credit can be a maze for the college student. This is why you should always exercise caution when applying for credit cards and using the cards you have. By making careful choices and responsible decisions, you can avoid financial disaster and get the most out your credit. If you educate yourself on credit and understand the terms of all cards you apply for, you can begin to create an excellent credit history for yourself. And with a positive credit history, the sky is the limit!

Categories:
 
$20 prepaid credit card

.balance transfers for life

0 % interest for life of balance transfer

0 apr credit cards and cash back

0 percent interest rate for transfer

0 transfers balance credit card

0% 0 fee balance transfer credit cards

0% balance transfers credit card no balance transfer fee

0% credit cards for transfers

0% credit cards in puerto rico

0% creditcards 18 months

0% insterest transfers

0% interset on credit card transfers

0% rate for 15months credit cards

1.5% credit card rebate

100 15000 bankruptcy check credit guaranteed loan no

100%approvedcreditcards

1174683294 http: www.wamu creditcard.com offer 7

12 month 0 credit card

12 month 0% apr credit cards

2008 no balance transfer fee credit cards

24 month no payment credit card

3.99 interest card

4.9% on balance transfers

550 credit score credit card mortgage golf

aaa platinum plus diamond rewards credi card

absolute credit card approval

adult web with no credit card

advanta world master why wait card reviews

airfrance mileage program

airlingus platinum

all bad credit us credit cards

alphabetical filing index cards

american auto family insurance quote

american eagle airline online application

american express business card annual fee

american express fee secret

american express platinum card rewards

american express preferred rewards gold card

ameriqest credit card

amex platinum annual fee deals

amsouth virtual credit card

applied bank visa criedt card

apply for a credit card get a free credit report

apply for credit card with no social security number

apply for low fixed apr credit cards

apply for no credit history credit cards

apply for parisian credit account

apply for shells gas card

apply student loans no credit check

applying for credit card littal credit

approval mastercard

babcock furniture creditcard

bad collateral credit loan no personal

bad credit and need a credit card to rebuild credit

bad credit credit cards all accepted

bad credit in still get approval

bad credit no credit cards

bad creditcredit card search

badcradit visa credit card

balance transfer cards $5000 average credit

balance transfer credit card with first premier

balance transfer credit cards right away

balance transfer o% no fee

balance transfer recommended

balance transfers on credit card no credit

bank credit cards fees and penalties

bank date seed up

bank of america limit on credit card

bank of america visa online

bank of america wire

bank of americe credit card

bankofamerica creditcardslow interest

bankrucety

bankruptcy when is the last time to use credit

banks raise rates on cardholders

bass pro shops outdoor rewards visa

belgium visa credit

benefits of obtaining a gap credit card

best bt credit card offer

best business credit card to transfer balances to

best card for calling trinidad

best credit card on line campaign

best rate high balance transfers

best secured credit cards consumer report

bestrate credicard

bfacreditcard.com

biuding credit

bizrate credit card comparisons

bonus miles offers

business credit cards affinity

business credit cards cash back

business credit cards score

business credit with no credit

business opportunity credit

can i get a credit cards with just a savings account

can i use a credit card to buy a car

can you purchase gas cards for gifts

canada bank lowest interest credit cards

Copyright ® 2004 - 2017 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.

Disclosure: Not an access card.

Privacy Policy