Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
 
Current Category: $0 annual fee credit cards for bad credit
WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

WebBank

WebBank/Fingerhut Credit Account

No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
Instant Response (Delays may occur depending on application data provided).
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 8.25% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from our Partners

Unlimited 1.5x rewards on every purchase, every day.
For every $1 you spend, you earn 1.5x Miles.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Balance Transfers and Purchases for 21 months.
No Annual Fee. No Balance Transfer Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 10.25% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

No Foreign Transaction Fees.
Earn Great Bonus Points.
No Annual Fee.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

All Credit Types Welcome to Apply!
Easy Application Process.
Build Credit History.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

All Credit Types Welcome to Apply!
Easy Application Process.
Build Credit History. Reports to a Major Credit Bureau.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Great Point Rewards.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Back to top
Site FAQ
Frequently Asked Questions
Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?—two years for employment related requests.

Credit Limit
Every credit card has a credit limit. It can be anywhere from a few hundred dollars to $250,000. There are even cards, such as the MBNA Quantum Card, that has a credit limit of $1 million. This limit is all you are allowed to spend. Once you charge the full limit on your card, your card can not be used until the balance is paid down some. The more you charge on your credit card, the higher your minimum monthly payment will be. Some cards do not prevent you from charging over your credit limit. If you do so, you will find your next monthly bill has over the limit fees added to your balance. You will then be required to pay the total amount over the limit and all the penalty fees in order to avoid even more over the limit fees the next billing cycle. (Change to: You will then be required to pay at least an amount you charged over credit limit and all the penalty fees, in order to avoid even more over the limit fees the next billing cycle) As you can see, your credit card bill could easily grow out of control if you get over the limit. The moral is, stay under your credit limit!

Pay by Phone
If you are in doubt whether your payment will arrive on time, you may call your credit card issuer and make a payment by phone. It may cost you anywhere from $5 to $30, but you will avoid paying a much more costly late fee. To make a payment by phone, all you need to provide is your bank?’s account and routing numbers, printed on the bottom of your check and a check number you wish to use. Remember, however, that you will not be able to use a check, whose number you had used for credit card payment.

Avoid a Late Fee Punishment
Remember the times in your childhood when asking your parents for forgiveness calmed their anger and compelled them not to punish you. If it worked, it just might work once again, only this time with your credit card issuer. Being late on a credit card payment is now a ?“punishable offence,?” that will cost you at least $15. However, if you?’ve been ?“good?” on your previous payments, you will most likely get a break from your credit card company. Usually, if you call and ask for ?“forgiveness,?” your card issuer will oblige. If your only excuse for being late on your payments is that you?’ve never been late before, this will probably work as well, as most banks usually forgive first-time offenders.?’

College and Student Credit Cards
College students receive the least stringent credit card offers of any other group. This group of consumers is the only group that can get a credit card (in many cases instantly) without even having a job. This can work in your favor, if you make wise decisions. Not only can you get a great credit card and a free gift, you can also build an excellent credit history. But it all depends on you. If you do decide to get a card, take your time in choosing. Don?’t just choose any card that comes your way. Before you choose any credit card offer, make sure you understand what a credit report is, how it will affect you, how a credit limit works, what an APR of a card is, what annual fees apply to the card you are considering, and how cash advances work. Knowing all this before you get a credit card will give you a more secure financial future. Listed below are the most important terms you need to know before you apply for a credit card.

Credit Protection Overseas
The Fair Credit Billing Act does apply to overseas purchases, which is one reason why you may choose to pay by credit card instead of cash or check. To dispute a charge under the Fair Credit Billing Act, you must write to your credit card issuer within sixty days of the postmark date of the bill on which the charge appeared. Complete instructions for disputing a charge are usually listed on your credit card bill.

Valuable Rewards
Discover Student Card offers cash back bonuses that give you a certain percentage of all you charge back to you. Both these offers, like many others out there, benefit you much more than the credit card that gives you a free hat or keychain just for filling out an application. (Well, you cannot really compare apples and oranges. Keychains and free hats are given out by every card issuers advertising right outside of schools. These are not Rewards; these are free incentives just for filling an application. That same Chase Student card will also give out useless rewards, but it also gives Valuable Rewards like OnePass Miles).

Automatic Online, On-time Payments
In the era of everything e-commerce, online banking is not trailing behind. Besides checking your account balance, you can now set up automatic payments to be made from your checking account. As far as the amount is concerned, you may elect to have a ?“minimum due?” or full payment withdrawn. This is an especially great feature for all of us who pay credit card bills late, and get slapped with a $29-$35 late fees. Call your bank today and ask whether it offers automatic payment service.

Previous Balance
Previous Balance. As the name suggests, this balance is simply the amount that you owed at the end of the previous billing period. Payments, credits, or new purchases made during the current billing period are not taken into account. Some creditors also exclude unpaid finance charges in computing this balance. If you do not understand how the balance on your account is computed, ask the card issuer. (An explanation of how the balance was determined must appear on the billing statements the card issuer provides you and on applications and pre-approved solicitations the card issuer may send you.)

Annual Fee
some credit cards also have annual fees, which can run as high as $75-$100. Fortunately, the majority of credit card offers for students have an annual fee of $0. Think of it as membership fee, which is tacked onto your balance once a year just for having the credit card. You are expected to pay this fee, and it will collect interest as part of your balance owed. However, if you pay your balance owed by the due date, you will not have to pay any interest

Categories:
 
0 apr lowest transfer

0 balance transfer immediate

0 credit card instant

0 interest credit cards for 12 months with bad credit

0 percent interest balance transfer cards

0% 12months and 0% transfer fees

0% apr bank credit cards

0% apr cards fair credit

0% apr on balance transfers no transfer balance fee

0% balance transfer best offers

0% balance transfer not exceed credit limit

0% credit card life of transfer

0% interest and bal transfer fees

0% purchases 0% transfers no fee transfers

0.0apr credit cards

10 500 dollar credit line colonial alliance platinim visa

3.9% balance transfers lifetime

3.99 apr on balance transfers for life of transfer

5%gas rebate

6000 $ credit card

a site where you can apply for credit cards and you can know if your approved the same day.

aaa master card

aaarp credit card

abn ambro credit cards

accociate credit card

advantages and disadvantages of credit card balance transfers

advantages in bank cards

alaska airlines credit card phone number

all credit fair bad

american airline frequent flyer miles card

american equity insurance office arizona

american express gold qualification

american financial insruance

amex blue sky fico

amtrak credit card application

aplicar para visa mastercar

aplly for credit card and bad credit canada

application for visa cred card

apply foa radio shack credit card

apply for a cridet with bad cridet

apply for credit card with immediate availability for use

apply for credit for camcorder

apply for credit online apply for credit cards

apply for loan or credit card for $5 000

apply for medi cal insurance

apply for va eppi card

apply visa no annual fee bad credit

approve instant for a bank card with bad credit and bankruptcy

austria miles card

automobile insurnace cards

average rate for credit careds

bad car credit instant loan need

bad credit cards department stores

bad credit credit cards with transfer

bad credit good interest rate

bad credit loan approvals in 60 seconds no collateral

bad credit loan new york

bad credit personal loans sydney

balance transfer and poor credit

balance transfer credit check

balance transfer miles credit cards

balance transfer promo code chase

balance transfer with out interest and no transaction fee for balance transfers

ballance of transfer best deals

bank borrowing rates

bank of america co borrower credit card

bank of america minimum finance charge

bank of montreal credit cards for bad credit

bank one value miles platinum

bank1one preselected platinum visa

bankofamerica

bankofamericacreditcardaccount.com

banks easy credicts cards

banks insure

banks with 0 interest rates

bass pro visa card

becu credit card

best airlime credit cards

best approval rate retailer credit card

best bank savings rates

best crdit cards to get

best credit card companies for balance transfer

best credit card deal on airline miles

best credit card in u.a.e

best credit cards for travel hotels etc. points

best credit cards low introductory rates

best credits for a balance transfer

best interest rate credit cards for consumers

best prepaid credit card for hotel reservation

best rate credit

best rate on a mastercard

blue from american express other penalties

bonus frequent flyer miles and 0% credit card rate

buid my credit credit cards

building better credit

buisness credit card poor credit rating

business credit cards for people with bad credit

can you use a credit card to get out of overdraft

canadian banks low interest credit cards

Copyright ® 2004 - 2017 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.

Disclosure: Not an access card.

Privacy Policy