Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
 
Current Category: $0 annual fee credit cards for bad credit
WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 7.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cashback Rewards Plus American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
Earn 2% cash back on up to $3,000 in supermarket purchases per year.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Military Affiliate Cards

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points for every dollar on gas and grocery purchases all the time.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rate Advantage Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Enjoy our lowest rate card.
Pay no annual, penalty APR or foreign transaction fees.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards American Express®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 2.25% cash back on gas and grocery purchases.
Earn up to 1.25% cash back on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards® Visa Signature® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 1.25% cash back on your everyday purchases.
There´s no limit on the amount you can earn.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 9.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points per dollar spent on gas and groceries with no caps.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn one point for every dollar spent on your everyday purchases.
Get 2,500 bonus points with your first purchase.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

WebBank

Fingerhut Credit Account

No Annual Fee*.
No Over Limit Fee*.
Instant Response (Delays may occur depending on application data provided).
Apply
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Cards® American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

The Platinum Cashback Credit Card

Earn 5% cashback up to £125 in your first three months (on the first £2,500 of purchases).21
After your first three months, get a rich 1.25% cashback on virtually every full pound you spend on your Card.21
Double cashback (2.5%) every year, for one month, so long as you spend over £10,000 in the previous twelve months of your Cardmembership.21
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

100% Guaranteed Approval.
$0 Activation Fee.
Build Credit History.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Credit Card

9,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership.21
Earn 1 Avios for every full £1 you spend.21
Spend £20,000 or more each year to earn a complimentary companion voucher.21
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Premium Plus Card

25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership.21
1.5 Avios for every full £1 you spend.21
3 Avios points for every full ?1 you spend with British Airways or BA Holidays.21
Apply
Back to top
Site FAQ
Frequently Asked Questions
Using You Credit Card Card Abroad
taking your credit cards with you on your next overseas trip can make traveling easier. You dont have to carry as much cash or get foreign currency you may not use, and you have a record of all your purchases. Most major credit cards are accepted worldwide, and in many countries credit cards are widely accepted. If your credit cards are lost or stolen and used by a thief, you generally cannot be held responsible for more than $50 in fraudulent charges. That makes carrying credit cards safer than carrying a lot of cash. Some credit card companies will replace your cards (sometimes overnight) if they are lost or stolen while youre traveling another plus.

Annual Percentage Rate
All cards have an Annual Percentage Rate (APR) and many have an Annual Fee. The APR is what makes creditors money off your charges. For each penny you charge, interest accrues monthly until you pay that penny off. Cards can have APRs as low as 0% (although 0% is only offered during a short introductory period) and as high as 29%. It is up to you to know what the APR on your card is and whether or not it is a fixed rate, or if it can be changed at any time. You might only charge $20, but you will also owe your creditor the interest that accrues on that $20. However, if you pay off your complete balance by the due date, no interest will accrue.

Pay by Phone
If you are in doubt whether your payment will arrive on time, you may call your credit card issuer and make a payment by phone. It may cost you anywhere from $5 to $30, but you will avoid paying a much more costly late fee. To make a payment by phone, all you need to provide is your bank?s account and routing numbers, printed on the bottom of your check and a check number you wish to use. Remember, however, that you will not be able to use a check, whose number you had used for credit card payment.

When should credit card payments be credited?
A card issuer must credit your account on the day the issuer receives your payment, unless the payment is not made according to the creditors requirements or the delay in crediting to your account does not result in a charge. To avoid delays that could result in finance charges, follow the card issuers instructions about where to send payments. Payments sent to other locations could delay getting credit for your payment for up to five days. If you lose your payment envelope, look on the billing statement for the address for payments or call the card issuer.

Credit Protection Overseas
The Fair Credit Billing Act does apply to overseas purchases, which is one reason why you may choose to pay by credit card instead of cash or check. To dispute a charge under the Fair Credit Billing Act, you must write to your credit card issuer within sixty days of the postmark date of the bill on which the charge appeared. Complete instructions for disputing a charge are usually listed on your credit card bill.

I wanted to get a credit card but I do not have any credit history. Are there other ways to build a credit history?
to someone seeking credit for the first time, it may seem like a vicious circle: You cant get credit without a credit history, and you cant establish a credit history without credit! Frustrating, isnt it? Interestingly, some institutions only look only at your salary, job and the other financial information that you put on the application to determine if you qualify for their card. However most will be interested in your track record -- How have you handled other debts -- and will ask to see your credit report. To get the story on you, institutions will turn to information provided by credit-reporting agencies or credit bureaus like Equifax that collect, store and quantify information about borrowers. The records show your credit history -- how much credit youve received and how faithfully youve repaid. Fortunately, even if youve never had a Mastercard, American Express, Visa, Discover, or other major credit card, you can still build a good credit history: ? Open a checking account or savings account or both. Although not part of your credit history, your accounts may be checked by potential lenders as evidence that you have money and know how to manage it. ? Cancelled checks can be used to show that you pay utilities or rent bills regularly, a sign of reliability. ? Apply for a department store credit card. Stores dont ask for credit histories as often as major credit card institutions, so you should be able to get a card based on your annual salary. Then, repaying your store bills on time becomes a major "positive" in your credit history. ? Look for a financial institution that will allow you to deposit funds to serve as collateral for a credit card. Some institutions issue a credit card with a credit limit equal to the amount on deposit. These cards are relatively easy to obtain and as with your department store card, paying these bills on time will enhance your credit history. ? If you dont have a credit history because you?re new in town, request a summary of any credit record kept by a credit bureau in your former town. Dont know whom to contact? Ask the bank or department store in your former town for the name of the agency it reports to. You may already have a great credit history and not realize it. If you do, its time to "comparison shop" the credit card companies and find out who has the best deal to offer you.

College and Student Credit Cards
College students receive the least stringent credit card offers of any other group. This group of consumers is the only group that can get a credit card (in many cases instantly) without even having a job. This can work in your favor, if you make wise decisions. Not only can you get a great credit card and a free gift, you can also build an excellent credit history. But it all depends on you. If you do decide to get a card, take your time in choosing. Don?t just choose any card that comes your way. Before you choose any credit card offer, make sure you understand what a credit report is, how it will affect you, how a credit limit works, what an APR of a card is, what annual fees apply to the card you are considering, and how cash advances work. Knowing all this before you get a credit card will give you a more secure financial future. Listed below are the most important terms you need to know before you apply for a credit card.

Don't be Late, Pay the Minimum
Late fees, these days, may take a toll on your financial health. It would be especially unfortunate to pay a late fee if your total credit card bill is less than the amount of late fee. To avoid this situation, consider paying a minimum due on your bill if you do not have enough cash on hand to pay off the whole bill on time.

I'm a foreigner and need a credit card to establish credit. I have a Social Security number, but I?m not a U.S. resident. Are there any cards that I may apply for and get approved?
There are many cards you can apply for, as long as you have a social security number. However, you may find it difficult to get approved because you do not have a credit history in the U.S. To start building a credit history in the U.S., you need to obtain credit from a credit card company or bank that reports to all three of the major credit bureaus (Experian, Equifax and TransUnion). You might have to consider credit cards with higher interest rates, security deposits, lower credit balances or application fees. Read all the terms and conditions thoroughly to protect yourself from a card that will cause you more harm than good. If you have a checking or savings account, apply for your bank?s credit card. They may approve you since you have a financial history with them. Also, they may add a stipulation that late or missed payments will be withdrawn automatically from your checking or savings account. Remember: always avoid any credit card offers that charge high fees. There are plenty of options out there to help you establish credit. You do not have to go into high debt to do so. Once you establish a positive credit history, you can then get approved for credit cards that cost you less and offer you more.

Don?t be Late, Pay the Minimum
Late fees, these days, may take a toll on your financial health. It would be especially unfortunate to pay a late fee if your total credit card bill is less than the amount of late fee. To avoid this situation, consider paying a minimum due on your bill if you do not have enough cash on hand to pay off the whole bill on time.

Categories:
 
.............credit.cards

0 pct apr credit cards

0% apr introduction credit cards

0% balance transfers with n transfer fees

0% credit card balance transfer or life

0% credit cards for people with no credit

0% interest balance transfer travel

0% interest balance transfers

0% intrest credit cards

0% with no transaction fee credit offers

1 year intrest free credit card

100% appproved nonsecure credit card

100creditcards

18 month balance transfer credit cards

18 months 0 apr credit

1st financial bank usa visa gold

1st premier credit services

2 99 transfer balance

2 year balance transfer credit card

25 000 amex delta frequent flyer miles

3.99%apr balance transfer until paid off

590 credit score credit card

7.9% fixed capital one credit card

abn ambro credit card india

address to credit bureau

advanta 0% balance transfer credit card

advanta card options

advantages of freezing your credit report

african american on line datings

age you can get credit card

airline miles rewards compare

alabama power credit union

all credit card fair credit

all visa credit cards and companies

alumni credit cards affiliate program

american airlines credit card partners

american auto insuranse

american dream credit card official website

american express instant cashback

american express no anual fee

american express rewards plus first year free

american fire insurence

american pacific bank secured visa application

american visa types

application to build credit

apply credit card 10 000 limit

apply for a credit card even though i have bad credit

apply for a credit card of 3000

apply for a mastercard or discover card

apply for a sears credit card with instant approval

apply for a walmart credit caed

apply for credit cards with not so perfect credit

apply for credit cards without no credit check

apply for credit with bankruptcy

apply for dell credit card

apply for hundreds for bad credit credit cards with one application

apply for unsercured credit card for those with bad credit

apply for wallmartcard

apply online for a credit card $5000

apply online for credit cares

applycardvisa

applying for a credit card and receive notification no

applying for a credit card with low interest

applynow citi cards

appyfor walmart credit card

aproved credit card

article business clickbank clickbank clickbank clickbank ebook go2clickbank.com search

article on how i can apply for credit card

aspen ciedit card

aspine creditcard.com

asrt hsbc credit card

averager credit card

avoiding credit card transfer fees

bad californiahomeloans3.netfirms.com credit interest mortgage only option pay

bad credit credit cards no limit

bad credit top 25 cards

bad credit vacation loans

bad credit visa cards low cost unsecured

balance tansfers

bank of america aeroplan mastercard

bank of america and affiliate program

bank of america and lufthansa visa platinum

bank of america card svc inc

bank of america credit card flight offer

bank of america credit card reader

bank online monument credit card

bankofamerica newbusinesscard

banks credit cards in nyc and ny

barclays orbitz credit card

benefits balance transfers

bergdorf goodman credit card american express platinum

best credit card for limited credit history holders

best credit card locator

best credit card point deals

best credit card transfer apr

best credit cards with no interest

best f balance transfer credit cards

best in store credit card

bilding credit after bankrupsy

Copyright ® 2004 - 2016 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy