Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
 
Current Category: $0 annual fee credit cards for bad credit
WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 7.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cashback Rewards Plus American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
Earn 2% cash back on up to $3,000 in supermarket purchases per year.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Military Affiliate Cards

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points for every dollar on gas and grocery purchases all the time.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rate Advantage Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Enjoy our lowest rate card.
Pay no annual, penalty APR or foreign transaction fees.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards American Express®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 2.25% cash back on gas and grocery purchases.
Earn up to 1.25% cash back on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards® Visa Signature® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 1.25% cash back on your everyday purchases.
There´s no limit on the amount you can earn.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 9.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points per dollar spent on gas and groceries with no caps.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn one point for every dollar spent on your everyday purchases.
Get 2,500 bonus points with your first purchase.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

WebBank

Fingerhut Credit Account

No Annual Fee*.
No Over Limit Fee*.
Instant Response (Delays may occur depending on application data provided).
Apply
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Cards® American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

The Platinum Cashback Credit Card

Earn 5% cashback up to £125 in your first three months (on the first £2,500 of purchases).21
After your first three months, get a rich 1.25% cashback on virtually every full pound you spend on your Card.21
Double cashback (2.5%) every year, for one month, so long as you spend over £10,000 in the previous twelve months of your Cardmembership.21
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

100% Guaranteed Approval.
$0 Activation Fee.
Build Credit History.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Credit Card

9,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership.21
Earn 1 Avios for every full £1 you spend.21
Spend £20,000 or more each year to earn a complimentary companion voucher.21
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Premium Plus Card

25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership.21
1.5 Avios for every full £1 you spend.21
3 Avios points for every full ?1 you spend with British Airways or BA Holidays.21
Apply
Back to top
Site FAQ
Frequently Asked Questions
Credit Protection Overseas
The Fair Credit Billing Act does apply to overseas purchases, which is one reason why you may choose to pay by credit card instead of cash or check. To dispute a charge under the Fair Credit Billing Act, you must write to your credit card issuer within sixty days of the postmark date of the bill on which the charge appeared. Complete instructions for disputing a charge are usually listed on your credit card bill.

Valuable Rewards
Discover Student Card offers cash back bonuses that give you a certain percentage of all you charge back to you. Both these offers, like many others out there, benefit you much more than the credit card that gives you a free hat or keychain just for filling out an application. (Well, you cannot really compare apples and oranges. Keychains and free hats are given out by every card issuers advertising right outside of schools. These are not Rewards; these are free incentives just for filling an application. That same Chase Student card will also give out useless rewards, but it also gives Valuable Rewards like OnePass Miles).

How important is the Balance Computation Method for Finance Charges?
If your plan has no free period, or if you expect to pay for purchases over time, it is important to know how the card issuer will calculate your finance charge. This charge will vary depending upon the method the card issuer uses to figure your balance. The method used can make a difference, sometimes a big difference, in how much finance charge you will pay -- even when the APR is identical to that charged by another card issuer and the pattern of purchases and payments is the same.

Debit or Credit?
Once you become a student, you?’ll hear this question almost every time you go to pay for something. If you don?’t know the difference between debit and credit, learn fast. A debit card (sometimes also called a check card) is basically cash, not credit. Any time you use a debit card money is withdrawn right out of your checking out. When you pay for an item, your checking account balance goes down. Be sure to keep track of what you spend. Even though you might have $100 in the account today, you might have written a check for $50 yesterday that hasn?’t posted yet. If you spend $60 with your debit card, your check will bounce when it makes it back to the bank. This can lead to all kinds of fees and penalties.

I wanted to get a credit card but I do not have any credit history. Are there other ways to build a credit history?
to someone seeking credit for the first time, it may seem like a vicious circle: You cant get credit without a credit history, and you cant establish a credit history without credit! Frustrating, isnt it? Interestingly, some institutions only look only at your salary, job and the other financial information that you put on the application to determine if you qualify for their card. However most will be interested in your track record -- How have you handled other debts -- and will ask to see your credit report. To get the story on you, institutions will turn to information provided by credit-reporting agencies or credit bureaus like Equifax that collect, store and quantify information about borrowers. The records show your credit history -- how much credit youve received and how faithfully youve repaid. Fortunately, even if youve never had a Mastercard, American Express, Visa, Discover, or other major credit card, you can still build a good credit history: ?• Open a checking account or savings account or both. Although not part of your credit history, your accounts may be checked by potential lenders as evidence that you have money and know how to manage it. ?• Cancelled checks can be used to show that you pay utilities or rent bills regularly, a sign of reliability. ?• Apply for a department store credit card. Stores dont ask for credit histories as often as major credit card institutions, so you should be able to get a card based on your annual salary. Then, repaying your store bills on time becomes a major "positive" in your credit history. ?• Look for a financial institution that will allow you to deposit funds to serve as collateral for a credit card. Some institutions issue a credit card with a credit limit equal to the amount on deposit. These cards are relatively easy to obtain and as with your department store card, paying these bills on time will enhance your credit history. ?• If you dont have a credit history because you?’re new in town, request a summary of any credit record kept by a credit bureau in your former town. Dont know whom to contact? Ask the bank or department store in your former town for the name of the agency it reports to. You may already have a great credit history and not realize it. If you do, its time to "comparison shop" the credit card companies and find out who has the best deal to offer you.

Secured vs. Unsecured Cards
As a new college student you might be too busy finding your way around campus to worry about credit card management. But the sooner you learn the ins and outs of credit cards, the better. By the time you find your way to the campus post office and check your mail box, there will be plenty of approved credit card offers waiting just for you.

What is the difference between an additional card and co-signer card?
An additional card is a card you get on your personal credit account with another person?’s name on it. This means that the person now has access to your credit account as if it is their own account and can charge as much as they want without your permission beforehand. In addition, this person is not held accountable by your creditor for making any payment on the account. This responsibility falls on you, the account holder. As a result, no matter how much this person charges on your card, you have to pay for it?—even if the person promises to pay you back and doesn?’t. A cosigner card is a credit card someone applies for and gets a cosigner to sign on. Essentially, it is the applicant?’s credit account, but if they stop making payments, the cosigner is then responsible for the account. The history of the account goes on both person?’s credit reports. The cosigner will have to make special arrangements with the creditor before cosigning to get monthly statements on the account or reports of late payments. Otherwise, the cosigner will not have access to the account information. If you do cosign on an account, remember that you assume equal liability.

What type of information do credit bureaus collect and sell?
Credit bureaus collect and sell four basic types of information. Identification and employment information Your name, birth date, Social Security number, employer, and spouses name are routinely noted. The CRA also may provide information about your employment history, home ownership, income, and previous address, if a creditor requests this type of information. Payment history Your accounts with different creditors are listed, showing how much credit has been extended and whether f paid on time. Related events, such as referral of an overdue account to a collection agency, may also be noted. Inquiries CRAs must maintain a record of all creditors who have asked for your credit history within the past year, and a record of those persons or businesses requesting your credit history for employment purposes for the past two years. Public record information. Events that are a matter of public record, such as bankruptcies, foreclosures, or tax liens, may appear in your report.

Avoid a Late Fee Punishment
Remember the times in your childhood when asking your parents for forgiveness calmed their anger and compelled them not to punish you. If it worked, it just might work once again, only this time with your credit card issuer. Being late on a credit card payment is now a ?“punishable offence,?” that will cost you at least $15. However, if you?’ve been ?“good?” on your previous payments, you will most likely get a break from your credit card company. Usually, if you call and ask for ?“forgiveness,?” your card issuer will oblige. If your only excuse for being late on your payments is that you?’ve never been late before, this will probably work as well, as most banks usually forgive first-time offenders.?’

How important is the Balance Computation Method for Finance Charges?
If your plan has no free period, or if you expect to pay for purchases over time, it is important to know how the card issuer will calculate your finance charge. This charge will vary depending upon the method the card issuer uses to figure your balance. The method used can make a difference, sometimes a big difference, in how much finance charge you will pay -- even when the APR is identical to that charged by another card issuer and the pattern of purchases and payments is the same.

Categories:
 
$10000 credit limit 7500 card tranfer good credit

$4 000 credit limit on no credit credit cards

0 % intro crdit cards

0 apr no transfer fee credit card

0 balance transfer credit cards low transfer fee

0 interest credit card 0 balance transfer fee

0% apr creadit card canada

0% balance transfer apr 0 balance transfer fee

0% interest $0 transfer fee on balance transfers

0% interest credot cards

1.99 balance transfer for life

2nd chance cridet cards

2nd mortgage loan after bankruptcy - get approved online

3.9% fixed apr credit cards

30 second approval for mastercards

4.9 % balance transfer life

5.99% apr visa

5000 credit card line

5starbank services

666 rewards visa card

aarp platinum visa

action card online banking

advanta bank visa

advantage plus card

advantages of credit cards the points rewarding program

aig credit card thailand

airline deals apply for credit cards get discounts

airmiles mbna lufthansa transfer

all usa credit cards 1 application

american bissness cheques

american express gold business

american express insolvent

american express mileage points for hotel stays

american express popularity

american family insurance wi

americanexpress.com rewards

amex cards credit score

amex fico score blue cash

amex positioning in credit card

aply fro a walmart card

apply credit card platinum

apply for a credit card that will help improve credit

apply for a mervyns credit card

apply for catalog credit cards without having a banking account

apply for credit card for bad credit and no annual fee

apply for credit card if credit is not so good

apply for credit card threw lcnb

apply for credit cards online instent approval for bad credit

apply for easy credits card

apply for paypal credit card for my sons account

apply for two amex affect score

apply koths store credit card

apply now your credit card

applyblue american express

approved for sears credit card difficult

aspencredit cardoffer

audio express build a plasma speaker

avalid cridet card number

bad credit card no fee annual

bad credit citi credit cards

bad credit no fees credit card unsecured

bad credit or no credit creditcards

bad credit spending limit card

bad credit transfer credit card balance

balance transfer credit cards comparison chart

balance transfer from citi with immediate approval

balance transfer unlimited period

balance transfer: define

bank 1 credit cards

bank bcp

bank of america best credit cards for people with bad credit

bank of ireland crited cards

bankofamerica visa card current purchases

bankruptcy card card card credit credit credit debthelpnet.com

bankruptcy store credit approval

banks with low interest credit card rates

barnes and noble gift cards

beginners credit cards.com

bells credit card florida

benefits for gold status starwood preferred guest card

best 0% credit cards no fee

best australian banks

best buisness credit card deals

best buy credut card

best credit card 2 have

best credit card balance transfer deals chase platinum mastercard

best credit card deals evaluate

best credit card for high limits excellent credit miles

best credit card for travel awards

best credit card high limit to apply

best credit card offer to transfer debt

best credit cards with travel points

best credit cards you got to have

best credt card deals for balance transfers

best introductory credit card offer

best ofer credit cards

best reward credit card canada canadian

best secure credit cards offers

best starter credit

Copyright ® 2004 - 2016 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy