Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
 
Current Category: $0 annual fee credit cards for bad credit
WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 7.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cashback Rewards Plus American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
Earn 2% cash back on up to $3,000 in supermarket purchases per year.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Military Affiliate Cards

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points for every dollar on gas and grocery purchases all the time.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rate Advantage Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Enjoy our lowest rate card.
Pay no annual, penalty APR or foreign transaction fees.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards American Express®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 2.25% cash back on gas and grocery purchases.
Earn up to 1.25% cash back on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards® Visa Signature® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 1.25% cash back on your everyday purchases.
There´s no limit on the amount you can earn.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 9.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points per dollar spent on gas and groceries with no caps.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn one point for every dollar spent on your everyday purchases.
Get 2,500 bonus points with your first purchase.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

WebBank

Fingerhut Credit Account

No Annual Fee*.
No Over Limit Fee*.
Instant Response (Delays may occur depending on application data provided).
Apply
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Cards® American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

The Platinum Cashback Credit Card

Earn 5% cashback up to £125 in your first three months (on the first £2,500 of purchases).21
After your first three months, get a rich 1.25% cashback on virtually every full pound you spend on your Card.21
Double cashback (2.5%) every year, for one month, so long as you spend over £10,000 in the previous twelve months of your Cardmembership.21
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

100% Guaranteed Approval.
$0 Activation Fee.
Build Credit History.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Credit Card

9,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership.21
Earn 1 Avios for every full £1 you spend.21
Spend £20,000 or more each year to earn a complimentary companion voucher.21
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Premium Plus Card

25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership.21
1.5 Avios for every full £1 you spend.21
3 Avios points for every full ?1 you spend with British Airways or BA Holidays.21
Apply
Back to top
Site FAQ
Frequently Asked Questions
May I obtain a U.S. issued credit card if I have an excellent credit history in another country?
Yes, you might be able to use your past excellent credit history to obtain a U.S. issued credit card. However, it will take some time and effort on your part. Many people come to the U.S. with a positive credit history. Normally, this credit history is not transferred to the U.S. As a result, when you apply for a credit card the creditor will not see your excellent credit history. They will then deny you credit based on the fact you supposedly have no credit history established. Getting a social security number is the first step you should take. You must have a social security number to get a U.S. issued credit card. Next, contact Experian, Equifax and TransUnion (the three major credit reporting bureaus) to see if they will transfer your excellent credit history from your home country. This usually does not happen, but in some cases it can. For example, TransUnion does transfer Canadian credit histories to the U.S. If you can get your credit history transferred, this will make it much easier for you to get a U.S. issued card. If you find that you cannot get your credit history transferred, you will have to start from scratch and build a new credit history in the U.S. You can look into applying for secured credit cards, bank-issued credit cards and other credit cards that can get you started. These cards may charge fees or high-interest rates, so be sure you understand all the terms before applying. Whenever possible, try to apply by phone. This way you can explain your situation in person and possibly get approved or denied on the phone. If denied, you can apply in writing and state in your letter application that you have an excellent credit history in another country. If possible, include a copy of your credit report with the application. The creditor may then be able to approve you after some investigation. If there has been no response in 30 days, contact the creditor to check on your application.

Precautions for Overseas Trip
Before you go overseas, make a list of your credit cards and the international phone numbers to call in case they are lost or stolen. U.S. toll-free numbers cannot be reached directly from overseas, so make sure you have a number that can be reached from abroad. At the end of this brochure is a place for you to write down the phone numbers of your credit card issuers. Leave one copy of the list you make with a trusted friend or relative and keep the other copy with you, in a safe place separate from your cards. That way youll be able to quickly contact your credit card companies for replacement cards if you lose yours. If your cards have credit limits, check how much credit you have available and pay down balances or request higher credit limits if you need more.

When should credit card payments be credited?
A card issuer must credit your account on the day the issuer receives your payment, unless the payment is not made according to the creditors requirements or the delay in crediting to your account does not result in a charge. To avoid delays that could result in finance charges, follow the card issuers instructions about where to send payments. Payments sent to other locations could delay getting credit for your payment for up to five days. If you lose your payment envelope, look on the billing statement for the address for payments or call the card issuer.

Correcting Billing Errors
Federal law provides specific rules that the card issuer must follow for promptly correcting billing errors. The card issuer will give you a statement describing these rules when you open the credit card account and, after that, at least once a year. In fact, many card issuers print a summary of your rights on each bill they send you.

Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?—two years for employment related requests.

Do you know if secured deposits earn interest? If so, what is the range and what does it depend on?
some secured credit card offers do include interest on your initial deposit. In addition, some of these secured credit cards also allow you to add more money to this deposit in order to collect more interest. However, these features do not apply to all secured credit card deposits. Your card application and terms should state whether or not the secured card you are applying for has this feature. The amount of interest is usually comparable to the amount of interest you?’d get with a savings account and varies with each card. The rate can also vary from month to month, so check with your credit issuer about the exact amount. While these secured credit cards may offer you interest accruing perks, these cards normally have annual fee requirements and higher interest rates on your balance owed. As a result, the interest you earn may not even cover the amount of interest and fees you owe back. Take the time to do the math on what a secured card will cost you and earn for you in reality. This could determine whether or not the secured credit card is a viable option for your financial future

What is "Grace Period"?
A free period -- also called a "grace period" -- allows you to avoid the finance charge by paying your current balance in full before the "due date" shown on your statement. Knowing whether a credit card plan gives you a free period is especially important if you plan to pay your account in full each month. If there is no free period, the card issuer will impose a finance charge from the date you use your credit card or from the date each credit card transaction is posted to your account. If your credit card plan allows a free period, the card issuer must mail your bill at least 14 days before your payment is due. This is to ensure that you have enough time to make your payment by the due date.

Previous Balance
Previous Balance. As the name suggests, this balance is simply the amount that you owed at the end of the previous billing period. Payments, credits, or new purchases made during the current billing period are not taken into account. Some creditors also exclude unpaid finance charges in computing this balance. If you do not understand how the balance on your account is computed, ask the card issuer. (An explanation of how the balance was determined must appear on the billing statements the card issuer provides you and on applications and pre-approved solicitations the card issuer may send you.)

Why Does APR fluctuate?
some credit card plans allow the card issuer to change the annual percentage rate on your account when interest rates or other economic Indicators (called indexes) change. Because the rate change is linked to the performance of the index, which may rise or fall, these plans are commonly called "variable rate" plans. Rate changes raise or lower the amount of the finance charge you pay on your account. If the credit card you are considering has a variable rate feature, the card issuer must tell you that the rate may vary and how the rate is determined, including which index is used and what additional amount (the "margin") is added to the index to determine your new rate. You also must be told how much and how often your rate may change.

What is the difference between an additional card and co-signer card?
An additional card is a card you get on your personal credit account with another person?’s name on it. This means that the person now has access to your credit account as if it is their own account and can charge as much as they want without your permission beforehand. In addition, this person is not held accountable by your creditor for making any payment on the account. This responsibility falls on you, the account holder. As a result, no matter how much this person charges on your card, you have to pay for it?—even if the person promises to pay you back and doesn?’t. A cosigner card is a credit card someone applies for and gets a cosigner to sign on. Essentially, it is the applicant?’s credit account, but if they stop making payments, the cosigner is then responsible for the account. The history of the account goes on both person?’s credit reports. The cosigner will have to make special arrangements with the creditor before cosigning to get monthly statements on the account or reports of late payments. Otherwise, the cosigner will not have access to the account information. If you do cosign on an account, remember that you assume equal liability.

Categories:
 
$0balance transfer

0 intrest and no balance transfer fee on credit cards

0 pay credit cards for a year

0% apr 18 months balance transfer

0% apr on transfer and no transfer fee

0% balance transfer cedit cards no balance transfer fee for fair credit

0% balance transfer credit cards for 18 months

0% balance transfers immediate approval

0%transfers and balance transfers

100 % approved unsecured credit card

1stfinancialbank student gold mastercard

2009 credit card rules

3.99% for the life of the balance

5% rebate on any gasoline purchase credit card

500 dollar max on credit card

52500 bonus credit card

5th third bankcredit card

90 day bank bill rate

a sample cancellation letter to the credit card company

aaaplatinum pluss credit card apply gas diisscount

aadvantage cards with no annual fee

accrued credit

afid aftrack.asp app credit debt get mcssl.com observetodo1 rating

afro american books

agency for bad credit

air miles in capital one credit card canada

airlines that accept capital one no hassle miles

allinurl: credit card .html .htm .asp .php .co.uk .uk .gov .edu

amalgamated bank of chicago mastercard online

american express business card usage

american express hilton 2008

american express online deals

american express@ costco

american fire insurane

american home loan inc pensacola

amex costco credit card intrest rate

amex one details

annual fee low interest credit card

annuel credit report.com

appleyforvisacard.com

application for a new credit card

application for a visa credit card with bad credit

apply for a credit card cotrust.com

apply for a credit card easy fast and free for first time users

apply for a credit card with bad credit online

apply for credit card that i can use right now i have bad credit an want a card with no annual fee

apply for credit card with horrible credit

apply for credit with fair credit rating

apply for guaranteed credit line credit cards

apply for jc penny credit card on line.com

apply for retail cards

apply online cridt card get and answer

apply retail credit cards

apply secured visa credit card

applying credit cards bankrate

apr credit good

arch credit card

are 0% interest credit cards good or bad

are there any credit cards i can get immediate approval

aspen credit caards

aspen credit card offers in phoenix az

available credi cards

availible credit cards

bad credit bad credit credit cards

bad credit credit cards with rewards

bad credit debt consolidation home equity loans

bad credit extreme loan mortgage

bad credit new credit card company

bad credit personal debt loan colorado

balance transfer card reviews

balances on credit cards

bank of america credit card student deals

bank of america fbo rebate credit card

bank of america reward platinum plus visa

bankruptcy closing

banks 7

banks with low interest rate lones

bath and body credit cards

beat credit card company

best 0 interest credit cards good credit

best balance transfer apr offers on credit cards

best credit card airfair

best credit card average american

best credit card transfer good credit

best credit cards oofers

best interest instant credit

best mastercard or visa program

best way to built credit

bird credit cards

bmw bank credit cards

brochure cashbuilder rewards

business credit line for contractors

business credit with bad personal credit

can i repair my 500 credit score

can travel arrangers earn air miles

can you transfer auto loans onto a credit card

canada easiest credit card to obtain

canadian free credit cards

canadian instant credit cards

Copyright ® 2004 - 2016 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy