Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
 
Current Category: $0 annual fee credit cards for bad credit
WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

WebBank

WebBank/Fingerhut Credit Account

No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
Instant Response (Delays may occur depending on application data provided).
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 8.25% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from our Partners

Unlimited 1.5x rewards on every purchase, every day.
For every $1 you spend, you earn 1.5x Miles.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Balance Transfers and Purchases for 21 months.
No Annual Fee. No Balance Transfer Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 10.25% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

No Foreign Transaction Fees.
Earn Great Bonus Points.
No Annual Fee.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

All Credit Types Welcome to Apply!
Easy Application Process.
Build Credit History.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

All Credit Types Welcome to Apply!
Easy Application Process.
Build Credit History. Reports to a Major Credit Bureau.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Great Point Rewards.
0% Intro APR.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Back to top
Site FAQ
Frequently Asked Questions
I?’'m trying to find a credit card where I can co-sign for a friend. She has a permanent job, but no credit history.
Any credit card that allows for a cosigner is a card your friend can consider applying for. When an application asks for a cosigner, it does not limit whether or not that cosigner is a friend. Both you and your friend need to remember that if you do cosign an account for her, both of you will then be responsible for keeping the account current. This means that if she stops paying, you will be expected to pay. However, if the account goes into default or accrues penalties for any reason, it will be recorded on both of your credit histories. Cosigning for your friend should be taken seriously and carefully thought through. You must be sure that you can afford to pay on the account if your friend does not. Since you will not have any control over how much she spends, you need to be prepared for the largest sum possible. In addition, any late fees or other penalties your friend accrues on the account will have to be paid by you once the creditor asks you to pay on the account. The cosigner rarely gets any kind of monthly statements, so you may not know there is a negative situation with the account until a creditor contacts you. You can sometimes get the lender to agree, in writing, to notify you if your friend begins to miss payments. This can notify you early if there is a problem. In each state, cosigners do have rights, so find out what your rights are as a cosigner before signing on the dotted line. You may be able to negotiate the terms of your liability on an account with the lender before cosigning. Explore this option ahead of time. Lastly, keep copies of all paperwork you sign in case these papers are needed in the future.

I'm trying to find a credit card where I can co-sign for a friend. She has a permanent job, but no credit history.
Any credit card that allows for a cosigner is a card your friend can consider applying for. When an application asks for a cosigner, it does not limit whether or not that cosigner is a friend. Both you and your friend need to remember that if you do cosign an account for her, both of you will then be responsible for keeping the account current. This means that if she stops paying, you will be expected to pay. However, if the account goes into default or accrues penalties for any reason, it will be recorded on both of your credit histories. Cosigning for your friend should be taken seriously and carefully thought through. You must be sure that you can afford to pay on the account if your friend does not. Since you will not have any control over how much she spends, you need to be prepared for the largest sum possible. In addition, any late fees or other penalties your friend accrues on the account will have to be paid by you once the creditor asks you to pay on the account. The cosigner rarely gets any kind of monthly statements, so you may not know there is a negative situation with the account until a creditor contacts you. You can sometimes get the lender to agree, in writing, to notify you if your friend begins to miss payments. This can notify you early if there is a problem. In each state, cosigners do have rights, so find out what your rights are as a cosigner before signing on the dotted line. You may be able to negotiate the terms of your liability on an account with the lender before cosigning. Explore this option ahead of time. Lastly, keep copies of all paperwork you sign in case these papers are needed in the future.

What is APR?
Annual Percentage Rate. The "annual percentage rate," or APR, is disclosed to you when you apply for a card, again when you open the account, and it is also noted on each bill you receive. It is a measure of the cost of credit, expressed as a yearly rate. The card issuer also must disclose the "periodic rate" -- that is, the rate the card issuer applies to your outstanding account balance to figure the finance charge for each billing period

Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?—two years for employment related requests.

Take a good look at your Pre-Approved Credit Card Offers
Chances are you have received offers in the mail asking if you would like to open credit card accounts. Frequently, these offers say that you have been "pre-approved" for the card, with a line of credit already set aside for your use. Typically, these offers urge you to accept quickly, "before the offer expires." However, before accepting a credit card offer, understand the cards credit terms and compare costs of similar cards to get the features and terms you want.

Shopping Around for the Right Card
When shopping for a credit card, you probably will want to look at other factors besides costs- such as whether the credit limit is high enough to meet your needs, how widely the card is accepted, and what services and features are available under the plan. You may be interested, for example, in "affinity cards" -- all-purpose credit cards that are sponsored by professional organizations, college alumni associations, and some members of the travel industry. Frequently, an affinity card issuer donates a portion of the annual fees or transaction charges to the sponsoring organization, or allows you to qualify for free travel or other bonuses.

How important is the Balance Computation Method for Finance Charges?
If your plan has no free period, or if you expect to pay for purchases over time, it is important to know how the card issuer will calculate your finance charge. This charge will vary depending upon the method the card issuer uses to figure your balance. The method used can make a difference, sometimes a big difference, in how much finance charge you will pay -- even when the APR is identical to that charged by another card issuer and the pattern of purchases and payments is the same.

May I obtain a U.S. issued credit card if I have an excellent credit history in another country?
Yes, you might be able to use your past excellent credit history to obtain a U.S. issued credit card. However, it will take some time and effort on your part. Many people come to the U.S. with a positive credit history. Normally, this credit history is not transferred to the U.S. As a result, when you apply for a credit card the creditor will not see your excellent credit history. They will then deny you credit based on the fact you supposedly have no credit history established. Getting a social security number is the first step you should take. You must have a social security number to get a U.S. issued credit card. Next, contact Experian, Equifax and TransUnion (the three major credit reporting bureaus) to see if they will transfer your excellent credit history from your home country. This usually does not happen, but in some cases it can. For example, TransUnion does transfer Canadian credit histories to the U.S. If you can get your credit history transferred, this will make it much easier for you to get a U.S. issued card. If you find that you cannot get your credit history transferred, you will have to start from scratch and build a new credit history in the U.S. You can look into applying for secured credit cards, bank-issued credit cards and other credit cards that can get you started. These cards may charge fees or high-interest rates, so be sure you understand all the terms before applying. Whenever possible, try to apply by phone. This way you can explain your situation in person and possibly get approved or denied on the phone. If denied, you can apply in writing and state in your letter application that you have an excellent credit history in another country. If possible, include a copy of your credit report with the application. The creditor may then be able to approve you after some investigation. If there has been no response in 30 days, contact the creditor to check on your application.

Avoid a Late Fee Punishment
Remember the times in your childhood when asking your parents for forgiveness calmed their anger and compelled them not to punish you. If it worked, it just might work once again, only this time with your credit card issuer. Being late on a credit card payment is now a ?“punishable offence,?” that will cost you at least $15. However, if you?’ve been ?“good?” on your previous payments, you will most likely get a break from your credit card company. Usually, if you call and ask for ?“forgiveness,?” your card issuer will oblige. If your only excuse for being late on your payments is that you?’ve never been late before, this will probably work as well, as most banks usually forgive first-time offenders.?’

When should you turn a credit card offer down, and when should you accept?
For the new college student, it can be relatively easy to get a card. It will seem people are everywhere with offers. You will get offers in your mail box, and see VISA, MasterCard and Discover card tables at many school events. The solicitors at these tables will not only ask you to fill out quick and easy credit card applications, but they will also offer you free gifts and incentives just for doing so. The gifts are often yours to keep, even if you choose not to accept their credit card.

Categories:
 
$1500 credit limit on credit card

$7500 prepaid credit card

0 % apr 0 % balance transfer credit card

0 credit card transfers purchases

0% apr credit card purchases and balance transfers

0% balance transfer credit cards and interest

0% credit card 2 years

0% credit card balance transfer chase amex

0% interest balance transfers no fee

0% intrest card

0.00 interest introductory rate cards

10 000 limit bad credit credit cards

10000 credit card limit

1st consolidate.com consolidation consolidation credit debt debt debt help

3.99% transfer credit card

5% cash back chase visa

720 credit

aa miles credit cards

aaa credit card interest rate

advanta bank secured card

african american datings

african american womens book clubs

aft mastercard account management

airline miles comparison

airline miles credit card application

allied bank card

alternate pricing credit cards

america secured credit cards

american airlines credit rewards card

american airlines: tips for getting miles

american express credit cards and credit bureaus

amex platinum card free upgrade business

amos on credit cards

aplay uk barclay credit card

aplpy american express centurion card

appliaction for credit cards

appliedcardsystems

apply credit card 5000

apply for a creidt card

apply for credit card instant approve

apply for credit card online visa

apply for credit cards with limited history

apply for second chance credit cards

applyforcredit

appy for penneys card

ashro gold credit card

att universal card online payment

average creidt score credit cards

bad credit card and no fees

bad credit credit card company

bad credit credit card puerto rico bank

bad credit credit cards with a very high credit limit

bad credit mastercards from uk

balance transfer cards with poor credit

balance transfer credit cards wit 0% fixed rates

balance transfer visa instant approval

balancetrannsfer.citicards.com

bank in calf credit card

bank of america check my credit report free

bank of america credit card to help rebuild credit

bank of america visa card

bankof america checking interest minimum service chrarge and interest

bankofamerica securet creditcard

bankone platinum visa blance transfer offers

bankruptcy opening credit cards

banks in jeddah

best balance transfer card citi professional

best but creddit card

best credit card % apr

best credit card annual rates 2007

best credit card companies to restore credit orchard bank

best credit card offer premier pass elite

best rewards cards for great credit

best student credet cards

best transfer balance business credit cards

blance transfer rates good for life

blue cash rebate

boston college alumni association worldpoints platinum plus mastercard credit card

bp credit card advertising

bp credit card payment center

british ariways credit card

britsh credit cards

build credit by credit card

build super credit quickly

building your credit again with credit cards

bumiputra commercebank credit card

business credit card no ss

business credit cards rewards supermarket

business credit cards with high limits

buying a credit card with no credit history

cabales credit cards

cache:nrm kuzm3f8j:www.stretcher.com stories 01 010423e.cfm establishing credit at 30 years old

cache:xf8qkj3rjy4j:www.lowapr creditcards.co.uk pages 0 card credit fixed rate.php credit card introductory offer free balance transfer

can anyone use advanta platinum business card

can i pay off my balance using my points on american express card

can i used a credit card right after approval

canada credit restored 7 years

canadian no annual fee credit cards

capital one professional rewards

Copyright ® 2004 - 2017 CardsInfo.com, Inc.
Credit Card Information Network.
All rights reserved.

Disclosure: Not an access card.

Privacy Policy